Written by Tweet Whether you are considering refinancing your existing mortgage or you are buying a home, it is a good idea to find out what your credit score is because that can have quite an impact on the rates you will be offered. Low credit score: High rate When a loan is being underwritten, lenders focus [...]
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Some Easy & Effective Ways to manage Personal Finance
Written by No matter how much you read on finance and follow the daily updates, you will still need to sort out your own ways of managing your finances properly.
READ MORE »When Should I Start Focusing on Personal Finance?
If you are in your twenties or early thirties and are struggling to understand and deal with your own personal finances, don’t worry! There are a few simple steps that, if followed, can help you to have a bright financial future. Whether you’re currently bogged down with student loan debt, have made dubious mistakes in your past, or have a perfectly clean credit history, it’s important to take action now, while you’re still young.
READ MORE »5 Ways Your Credit Score Affects Everyday Life
Tweet When a credit score is severely damaged by unemployment, overspending or a catastrophic event, the effects can be numerous. Debtors find themselves with higher insurance rates, rougher job searches and poor housing options. These factors can make it more difficult to get finances under control, as a poor credit score can also cause various [...]
READ MORE »Reviewing Your Credit History Before You Refinance
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Tweet With interest rates at historic lows, many homeowners are taking this opportunity to refinance their existing mortgages. Some are simply extending the term of their current fixed rate mortgage, others are migrating from an adjustable rate mortgage to a fixed rate mortgage and still others are looking to extract equity from their homes through [...]
READ MORE »What you should know about a Credit Report
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Tweet How do lenders determine who is approved for a credit card, mortgage, or car loan? Why are some individuals flooded with credit card offers while others get turned down routinely? Credit Reports Because creditors keep their evaluation standards secret, it is difficult to know just how to improve your credit rating. It is important, [...]
READ MORE »A Week in Perspective
Tweet Want to let everyone know that with the upcoming holidays and my need to catch up my readiness for this upcoming season, The will be no Week In Perspective on December 26th, or January 2nd. I also want to let you all know that I have a very special post for you scheduled for [...]
READ MORE »Credit Reports: What You Should Know
Tweet How do lenders determine who is approved for a credit card, mortgage, or car loan? Why are some individuals flooded with credit card offers while others get turned down routinely? Because creditors keep their evaluation standards secret, it is difficult to know just how to improve your credit rating. It is important, however, to [...]
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