Whether you are considering refinancing your existing mortgage or you are buying a home, it is a good idea to find out what your credit score is because that can have quite an impact on the rates you will be offered.
Low credit score: High rate
When a loan is being underwritten, lenders focus in on the amount of risk they are assuming [...]
With interest rates at historic lows, many homeowners are taking this opportunity to refinance their existing mortgages. Some are simply extending the term of their current fixed rate mortgage, others are migrating from an adjustable rate mortgage to a fixed rate mortgage and still others are looking to extract equity from their homes t [...]
– sort those repayments earlier!
There seems to be some kind of consensus that the only way to save real money on your mortgage is by choosing the correct one from the get off. But it’s the savvy saver that knows it is what happens after choosing the mortgage that matters most. So, how do you pay off your mortgage faster?
Switch to rap [...]