This guest post is contributed by Barbara Jolie, who writes on the topics of online classes.

It’s that time of year again. The decade is almost over, you’ve had some trials and triumphs, and now it’s time to reassess your life and figure out where you want to go as you head into the New Year. While many people make New Year’s resolutions based on personal goals like weight loss, it may be a good idea to set some financial goals that are both reasonable and have the potential to make some substantive progress in your relationship with money. Here are some that I’ve come up with.

1. Organize all my paper statements and switch as many of my financial obligations to online, automatic payments.